Coverage for Canadian Members
Important Changes to your ALPA-sponsored optional life and ADD&D insurance effective January 1, 2018
Letter PLEASE READ English | French
Pre-Authorized Debit Agreement English | French
The following benefit plans are administered by the ALPA Canada Insurance Trust, which is a committee of the Canada Board.
Basic Life Insurance
Basic Life Insurance of $20,000 is payable in the event of the death of a covered Canadian resident who is a member of ALPA, regardless of location or cause of death. We have an expedited claims procedure in place to provide funds quickly to the named beneficiary. It is a universal plan for ALPA Canada pilots. Coverage is not available to pilots on a leave of absence. It is important that you designate a beneficiary for this insurance plan.
Optional Group Life Insurance
Optional Group Life Insurance is available in amounts from $50,000 to $500,000 in $50,000 increments.
The plan, upon enrollment by the eligible member, provides insurance for the pilot, for covered dependents (see enrollment forms for details) and, separately, for covered spouses. This program, underwritten by Industrial Alliance Financial Services Inc. (iA Financial Group), can supplement insurance available through the pilot’s employer.
Accidental Death and Dismemberment Insurance may also be purchased, in an amount equal to the insured’s Optional Group Life Insurance.
Eligible members with a Cat. 1 medical can enroll in their selected Optional Life coverage level at rates which are distinguished by gender and by smoking status. For any member not currently covered by a Cat. 1 medical , coverage can be accessed through medical underwriting. Spouses must complete a health statement which is subject to satisfactory review in order for coverage to be effected.
For further information regarding any of the voluntary coverages, please contact RBI Advisory Group via toll-free phone at 1-888-724-1444 or e-mail at firstname.lastname@example.org.
- Canadian Insurance Plans Brochure (all)
- Canadian Optional Life Brochure 2019
- Canadian Optional Life Application: English | French
- Canada ALPA Members Booklet 2018: English | French
Group Auto & Home
Group Critical Illness
The Best Doctors service is a valuable ALPA Canadian membership benefit provided to you with the support of your Canada Board for instances when you are facing any degree of medical uncertainty. Visit the website in English or in French.